PH888 Maya — Limits, Fees & Settlement

This page covers Maya the payment rail. Nothing that depends on a particular operator’s cashier is included, deliberately, as the last section makes clear.

Maya at a glance

Maya states these as MONTHLY wallet limits. The way GCash states it, the ceiling is about the balance held at one moment. No sensible comparison can be drawn between the two figures, as each is a measure of something different, however often they are paired.

Each number reflects the position in 2026-09 and was not refreshed after that. No warning accompanies a revision of limits and fees by a payment provider, so the provider’s own page alone is current.

Verification tiers

• Basic — Monthly, the wallet is limited to PHP 50,000; daily, purchases are limited to PHP 50,000. This tier rules out both sending to other Maya users and bank transfers over InstaPay
• Upgraded — Without a video selfie, valid ID and verified address, this cannot be completed. A PHP 100,000 monthly limit covers the wallet, purchases reach no higher than PHP 100,000 per day, transfers to Maya users are bounded by PHP 20,000 per transaction and PHP 100,000 per day, and InstaPay out is bounded by PHP 50,000 per day and PHP 100,000 per month
• Super Users — A daily PHP 500,000 limit covers purchases and sending, while the wallet itself is limited to PHP 500,000 a month. Maya keeps the entry conditions for this tier to itself and prints none of them
• Ultimate Users — Spending and sending each stop at PHP 5,000,000 per day, while the wallet as a whole stops at PHP 5,000,000 per month. Maya keeps the entry conditions for this tier to itself and prints none of them

The published ceiling of Where Basic stops at PHP 50,000, Upgraded reaches PHP 100,000 per month, Super Users PHP 500,000 and Ultimate Users PHP 5,000,000 applies to the tier stated above, not to every account.

How fast money actually moves

Maya settles wallet-to-wallet and InstaPay transfers clear in real time, with PESONet clearing the same banking day. That refers to the rail alone: ahead of Maya, an operator can keep a withdrawal for its own review, and most waiting time usually comes out of that review.

A per-transaction cap of Upgraded-tier Maya accounts face PHP 20,000 per transaction to other Maya users and PHP 50,000 per day on InstaPay transfers out applies, which is why a larger transfer sometimes has to be split.

What Maya says about gambling transactions

Gambling gets no clause of its own in Maya’s e-wallet terms and conditions; a direct reading finds only general prohibitions on illegal activity and anti-money-laundering breaches. The CREDIT CARD is a separate product with its own terms, and in those terms ‘illegal gambling or unauthorized game of chance’ is a restricted transaction, punishable by card suspension or cancellation. BSP Memorandum M-2025-029 of August 2025 applied to Maya also, so links to gambling and gaming inside the app were dropped. Mixing up the two products leads to mistakes, because what a credit card agreement restricts does not carry over to the wallet.

Paying with Maya at PH888

1. Sign in at PH888 and open the cashier.
2. Among the methods listed in your account’s cashier, Maya is the one to choose.
3. Make sure the name on your PH888 account matches the name on your Maya account.
4. Have a look at the cashier for any fee and the two limits, minimum and maximum, and confirm the amount only when they suit you.

Read the account limits on the cashier screen, which update live, before a first deposit through any new method.